by Fakri Zubek | Aug 15, 2022
When should you think of refinancing your home? Many home owners want a new lower interest rate as this could lead to substantial savings. In order to get savings on your new loan, you’ll need to refinance under favorable conditions. Here are tips on refinancing a...
by Fakri Zubek | Jul 28, 2022
When you’re buying a home, creative financing can make all the difference in closing the deal. There are many paths other than the standard 20% down. Let’s look at some of them. FHA-insured loans These loans are available from most lenders and only...
by Fakri Zubek | Jul 14, 2022
Homes offering seller financing comprise a small percentage of the real estate market. Many of the homes offering seller financing are doing so to help buyers who have yet to secure traditional bank loans and are looking for an alternative means to finance their home...
by Fakri Zubek | Jun 27, 2022
The benefits of an HOA (Home Owners’ Association) are several. Let’s all agree now that the apparent downside is an additional monthly expense. However, you will have these benefits in return. Rules to live by HOA’s have CC&Rs (Covenants,...
by Fakri Zubek | Jun 14, 2022
A homeowner looking to buy a new home while still in the middle of selling their current home should seriously consider a home sale contingency. This practice allows the homeowner a degree of protection as the purchase of the new home becomes dependent on the sale of...
by Fakri Zubek | May 30, 2022
When buying a home, you might wonder why are you getting charged for insurance twice. And is it even necessary?! The answer is yes. Here are the Whys: Coverage vs form While you may already know that you can get a policy with additional coverage (think comprehensive...
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