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Adjusting Fixed Rate Loans

Adjusting Fixed Rate Loans

Adjusting fixed rate loans to start at a lower rate is possible, both initially and for the life of the loan. Yes, you too can benefit from a different kind of loan whose rate is fixed at a lower interest rate, either temporarily or permanently. Option 1 Available...
9 Fix-It

9 Fix-It

If it’s been 10 years from when you purchased your home, here are 9 fix-it projects you need to seriously consider: -Get new carpet, particularly if you are selling the home. Chances are your current carpet is showing its age, what with wear and stains and perhaps...
Good Time To Buy

Good Time To Buy

When is a good time to buy can be the question that is keeping you back. The memory of the Great Recession is still quite fresh in the minds of many. With interest rates fluctuating, a buyer can’t help but think that perhaps prices will drop significantly in the...
Refinancing

Refinancing

When should you think of refinancing your home? Many home owners want a new lower interest rate as this could lead to substantial savings. In order to get savings on your new loan, you’ll need to refinance under favorable conditions. Here are tips on refinancing a...
Creative Financing

Creative Financing

When you’re buying a home, creative financing can make all  the difference in closing the deal. There are many paths other than the standard 20% down. Let’s look at some of them. FHA-insured loans These loans are available from most lenders and only...
Seller Financing

Seller Financing

Homes offering seller financing comprise a small percentage of the real estate market. Many of the homes offering seller financing are doing so to help buyers who have yet to secure traditional bank loans and are looking for an alternative means to finance their home...