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Seller Financing

Seller Financing

Homes offering seller financing comprise a small percentage of the real estate market. Many of the homes offering seller financing are doing so to help buyers who have yet to secure traditional bank loans and are looking for an alternative means to finance their home...
Benefits of an HOA

Benefits of an HOA

The benefits of an HOA (Home Owners’ Association) are several. Let’s all agree now that the apparent downside is an additional monthly expense. However, you will have these benefits in return. Rules to live by HOA’s have CC&Rs (Covenants,...
Sale Contingency

Sale Contingency

A homeowner looking to buy a new home while still in the middle of selling their current home should seriously consider a home sale contingency. This practice allows the homeowner a degree of protection as the purchase of the new home becomes dependent on the sale of...
Insurance

Insurance

When buying a home, you might wonder why are you getting charged for insurance twice. And is it even necessary?! The answer is yes. Here are the Whys: Coverage vs form While you may already know that you can get a policy with additional coverage (think comprehensive...
Home Inspection

Home Inspection

A home inspection is an optional part of the home buying process. That doesn’t mean it’s any less important. Home inspections provide an added peace of mind for buyers. They make sure buyers are indeed getting their money’s worth. It’s also cost-effective. The sooner...
Fixed Or Adjustable

Fixed Or Adjustable

Fixed or adjustable rate mortgage? This is the question. The answer is no longer as clear cut as it was just a few months ago. How can this be? Let’s take a deep dive. The Past It used to be that you could expect interest rates to be stable and occasionally...
Moving With Pets

Moving With Pets

Moving with pets is just as stressful for your pets as it is for you, so you’ll want to make sure that they’re as comfortable as possible when you start packing and hauling your things. Planning ahead will help you relocate with your pets with the least amount of...
Loan Categories

Loan Categories

When looking for a mortgage, loan categories will affect what you end up paying for the loan as well as the monthly payments. For these reasons, it is important to understand each category and their criteria and effects. For the purposes of  this discussion, we will...
Selling As-Is

Selling As-Is

When putting your home on the market, one of the questions you’ll be asking yourself regards selling as-is. This means selling the property without making any home improvements or remodeling work. Whether or not you decide to do this will depend on a number of...
Title Insurance

Title Insurance

While you may not even be aware of it, title insurance is standard with a home purchase. This service is needed to protect everyone involved from the buyer to the seller to the lender. So what is title insurance? Chain of ownership Before title insurance can be...