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Renting Out Your Home

Renting Out Your Home

Renting properties is a profitable venture even if one has no prior experience in being a landlord. It is a lucrative long-term opportunity that can reap substantial rewards. But for the venture to be successful, would-be landlords need to consider the following: Have...
APR Annual Percentage Rate

APR Annual Percentage Rate

In buying a home or re-financing you need a home loan. The importance examining of the APR the Annual Percentage Rate can not be overstated. Unfortunately, many borrowers focus on the interest rate rather than the APR the annual percentage rate. Interest Rate The...
Hiring A Realtor

Hiring A Realtor

Whether you’re a buyer searching for the ideal home for your family or a seller wanting to get top-dollar for your property, one of the ways to increase your chances for success is to find an experienced realtor. When you have an experienced realtor at your side,...
Getting Started

Getting Started

As with so many things in life, getting started in buying a home can be a bit of a mystery. The moment you mention you are thinking about buying a home, there is no shortage of people offering advice. From family to friends to co-workers, everyone shares their...
Lower Your Monthly Payment

Lower Your Monthly Payment

If you are like most homeowners these days, you’ve heard that rates have dropped to historically low rates. You can lower your monthly payment by refinancing into a new loan. Keep in mind a few things: When you re-finance a loan there will always be fees...
It’s Still A Great Market

It’s Still A Great Market

In spite of the Shelter In Place order this is a great market to find and buy a home. While some sellers have decided to wait and see, others wisely have kept their home for sale. Why do I say this is a wise move? As with the holidays, the current Covid-19 lockdown...
Forbearance

Forbearance

Forbearance is a word that is frequently in the news these days. It is being used specifically regarding your home loan obligation. It should not be confused with forgiveness or with deferral. Let’s look at all three. Forbearance Forbearance simply means that what...
Fixer Upper Homes

Fixer Upper Homes

One thing there never seems to be a shortage of are fixer upper homes. While there are many more older homes than new construction, the amount of work they need will vary greatly. As you can imagine, cosmetic fixer uppers are in great demand. A coat of paint and some...
Reduce Spam

Reduce Spam

This article comes to us from the experts at Advantage Credit. It details how you can reduce spam related to your credit, perhaps even avoid it. Trigger Leads The first step in obtaining a mortgage is always going through the application process. You’ve found...
The Housing Market

The Housing Market

These days the housing market is characterized by fewer homes for sale receiving more offers in a shorter period of time. As the chart shows, this true of California as a whole and it is also true of some parts of San Diego county. There are still opportunities to buy...