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Home Inspection

Home Inspection

A home inspection is an optional part of the home buying process. That doesn’t mean it’s any less important. Home inspections provide an added peace of mind for buyers. They make sure buyers are indeed getting their money’s worth. It’s also cost-effective. The sooner...
Fixed Or Adjustable

Fixed Or Adjustable

Fixed or adjustable rate mortgage? This is the question. The answer is no longer as clear cut as it was just a few months ago. How can this be? Let’s take a deep dive. The Past It used to be that you could expect interest rates to be stable and occasionally...
Moving With Pets

Moving With Pets

Moving with pets is just as stressful for your pets as it is for you, so you’ll want to make sure that they’re as comfortable as possible when you start packing and hauling your things. Planning ahead will help you relocate with your pets with the least amount of...
Loan Categories

Loan Categories

When looking for a mortgage, loan categories will affect what you end up paying for the loan as well as the monthly payments. For these reasons, it is important to understand each category and their criteria and effects. For the purposes of  this discussion, we will...
Selling As-Is

Selling As-Is

When putting your home on the market, one of the questions you’ll be asking yourself regards selling as-is. This means selling the property without making any home improvements or remodeling work. Whether or not you decide to do this will depend on a number of...
Title Insurance

Title Insurance

While you may not even be aware of it, title insurance is standard with a home purchase. This service is needed to protect everyone involved from the buyer to the seller to the lender. So what is title insurance? Chain of ownership Before title insurance can be...
Moving with children

Moving with children

Moving with children presents an additional wrinkle. The idea of living in a new home takes some getting used to, especially if it’s in a far-off neighborhood. Young children may sulk at the idea of having to leave their friends and familiar surroundings behind. Take...
Fixed Or Adjustable

Interest Rates

Mention interest rates are going up and everyone panics. Let’s look at reasons why you should not worry too much about rates while you are still looking for a home. Rates and your monthly payment Let’s look at a typical $600,000 purchase. Yes, the typical...
Automated Estimates

Automated Estimates

Automated estimates can help when selling your home. One of the first things you’ll need to do is find out how much the home is worth. This will help you in setting the right price for it’s sale. In order to get an idea of your home’s worth, you can turn...
Finding A Home

Finding A Home

Finding a home that you can afford can be challenging these days. Prices have risen by double digits, there are fewer sellers these days and financing with a reasonable monthly payment remains the biggest concern for many buyers. Finding the home In terms of finding...