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Renting vs Owning

Renting vs Owning

The case for renting is made quite easily made when looking at the monthly rent versus what your monthly payment will be if you take out a mortgage. At least this is the current popular wisdom. Let’s take a closer look. Renting When you rent, you know exactly...
VA Loan Sellers

VA Loan Sellers

If you have a VA loan, you have a built-in advantage over other sellers in your neighborhood. You may remember that your VA loan is assumable so someone else can take over payments if they wish. So if you took out the loan or re-financed when rates were below 4%, your...

Adobe Express

I have recently been using Adobe Photoshop from Adobe Express as I need to edit many photographs. So far I have use for Adobe Photoshop Express. It is a comprehensive and powerful editing software that is suitable for both amateur and professional photographers. It...
The Market

The Market

When looking to buy a home, it is a good thing to know if this is a buyers’ market or a sellers’ market. Knowing this can help you make the offer most likely to be accepted by the seller without over paying. How do you determine this? Look up local...
Rental Property

Rental Property

You may have bought rental property for its income producing aspect.Now wish you had bought a larger property or one closer to you. These and many other reasons may have you wondering about what to do. With an inconvenient rental property you may want to sell. There...
Foreclosures and Short Sales

Foreclosures and Short Sales

Foreclosures and short sales are sought after by sellers seeking a way out of a loan beyond their means. This can be because of a layoff, an incapacity, changing business climate and so forth. The Foreclosure A foreclosure home is one where the lender has taken over...
Remodel

Remodel

When you remodel a home, it is something you enjoy after it is completed and benefit from it when you decide to sell the home. The journey from deciding you want to remodel to completing the process can be challenging at times. Knowing possible flashpoints helps...
If I rent

If I rent

“If I rent…” there will be all kinds of benefits, so the thinking goes. “…I can…” Paying less for your rental than you will for a house means having money left over at the end of the month. All those wonderful things you hoped...
Retirement

Retirement

One of the great milestones in life is retirement. People who chose to own rather than rent have something to help as they look forward to retirement. All those monthly payments made on the mortgage means that they have been getting a larger and larger equity position...
Adjusting Fixed Rate Loans

Adjusting Fixed Rate Loans

Adjusting fixed rate loans to start at a lower rate is possible, both initially and for the life of the loan. Yes, you too can benefit from a different kind of loan whose rate is fixed at a lower interest rate, either temporarily or permanently. Option 1 Available...