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The benefits of an HOA (Home Owners’ Association) are several. Let’s all agree now that the apparent downside is an additional monthly expense. However, you will have these benefits in return.

Rules to live by

HOA’s have CC&Rs (Covenants, Conditions and Restrictions) which are the rules you agree to live by when you purchase the home. These rules are clear on what is permissible and what is not. When a situation has been overlooked in the CC&Rs, it can be added with a majority vote of the homeowners. These CC&Rs will help keep your property’s value at its highest. A properly run HOA will be keeping an eye out for violations of these rules. They will first warn the transgressor and then fine them. In extreme cases, these scoff-laws can be brought to court and even foreclosed upon! So take the rules seriously if you are going to live there.


Typically, the HOA owns the building and the homeowner owns the inside space. Thus, when a roof leaks, or the exterior paint is starting to show signs of wear, or the streets within the development are cracking,  the HOA will use the funds accumulated from your monthly payments to cover these repairs.

Other benefits

In addition to the benefits of an HOA already mentioned, you won’t have weekend chores. No mowing the grass. No cleaning the pool. No replacing the damaged fence boards. Just time on your hands to do the things you really want to do.

Those HOA homes may not be such a bad deal after all. You save yourself some chores, someone else takes care of the maintenance and repairs and you get a pool without having to worry about your toddler falling in when you them play in the backyard. Not bad at all!

If you need help buying or financing one, contact me at 760 622 5087.

Benefits of an HOA