(760) 622 5087 fakri@fakrizubek.com
Lock or Not

Lock or Not

The first significant step in buying a home involves a loan. Most likely, your first decision will be: Should you lock the interest rate. This lock or not decision can be pretty complicated. Rates If rates are very low, relative to just a few days or weeks ago, you...
Stay Or Go

Stay Or Go

Many home buyers, particularly young home buyers, come to ask themselves if they should stay or go. “Wouldn’t it be so much easier to move to some other part of the country where the cost of living is so much cheaper?”, they ask. Perhaps. Many who...
Credit History

Credit History

While you have probably heard of the importance of your credit score, you are less likely to have heard of your credit history. Credit history is exactly that, what you did with your credit over the years. While a lender may look at your credit score as a quick...