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Credit To Buy A Home

Credit To Buy A Home

Most people who deny themselves a home do so because they worry they do not have the credit to buy a home. In fact there are several paths to getting a home even with credit in the 500s or less. While some lenders may turn away applicants with less than perfect...
Is Buying A Home Still Relevant?

Is Buying A Home Still Relevant?

With the tax reform that was passed late in 2017 and whose effects will be felt when filing your taxes over the next few months, some people question if buying a home is even relevant in 2019. If you live in Southern California, the short answer is very much...
The Home-Ownership Dream

The Home-Ownership Dream

The home-ownership dream is something most renters continue to pursue. A few believe that either they do not qualify or will not see benefits. Happily, they are mistaken. Qualifying While lenders make loans based on a grading system (you know it as your credit score),...
The Keys To Your New Home

The Keys To Your New Home

The last two posts looked at the process of buying a home up to where you found the one you want. Now let’s discuss getting the keys to your new home. Negotiating Once you’ve found the right home, you need to know 1) whether the price they are asking is...