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Buying a Short Sale?

The term “short sale” means the lender agrees to sell the property for less than is owed on the mortgage. The homeowner must apply for approval of a short sale, and it is often a long and arduous process. Financial institutions are in the business to recoup their...

What Makes a Good Offer?

Presenting an offer to buy property is the job interview of real estate transactions. In other words, it represents the first interaction between two parties with a similar set of needs: the exchange of something valued. In a job interview, the prospective employee...

HOAs: The Pros and Cons

Homeowners Associations account for more than half of the households in the U.S.; that is an estimated 40 million property owners. There are at least 12 Homeowners Associations in Point Loma alone. It is my duty as your real estate representative to educate and inform...

A Guide To: Mortgages

When it comes to buying a home, you’ll need to get financing. In the United States, you’ll have several options to choose from. Take time to consider the loan type that fits your lifestyle and preferences best, and when in doubt, don’t hesitate to...

The Important Parts of the Purchase Contract

Let’s say you’re in the middle of the home-buying process, and you’ve finally found the one property that ticks all your needs (and falls just right within your price range). What do you do now? You can make your intention to buy crystal clear by formally making...