(760) 622 5087 fakri@fakrizubek.com

$0 Down Homes

NOTE: The next “Buy A Home With Down Payment Assistance” class will start at 10am on 9/7/2019 at the Cesar Chavez campus of San Diego Community College District. Starting the middle of August 2019, you can sign-up on the San Diego Continuing Education website. I cover everything from getting credit-ready to $0 Down Payment loans for home buyers. I also cover loans for buyers returning to home-ownership after bankruptcy, a short sale or a foreclosure. $0 Down loans are for everyone, including middle and upper-middle income buyers.

Home Buyer Services

If you are thinking about buying a home, you need to explore this web site including the blog posts for many valuable tips on making your next move a successful one.
To see what homes are currently for sale, click here. This search shows the latest homes for sale. It is updated every 2 hours. Search as much as you like and “save” homes that interest you. Don’t forget to set up search notifications. You don’t want to miss the perfect home.

When buying your first home, you are faced with an enormous down payment. Once you actually find the home you want, there are fees (known as closing costs) that also need to be paid. Why delay your dream purchase to save the necessary amount? I can show you how to buy a home or condo now. Working together, you decide what home you want and then I work with you to make it happen quickly and easily.

$0 Down Payment

Whether buying your first home or are coming back to home ownership after a set back, I have solutions for you to go from being a renter to being an owner with a minimum of funds. This includes bankruptcy or foreclosure or short sale. $0 down payment with minimal out-of-pocket expenses ($600 to $1,200, or about the same as the deposit on your new rental). Your next step is to:

    • call me (760 622 5076) for a quick summary or
    • make a phone appointment to discuss your situation and get a personalized plan to prepare yourself


During our appointment we discuss how this works. It gets you into a home much sooner than you think possible. We’ll go over:

  • what you can borrow
  • how to qualify
  • how to get a grant to eliminate the waiting period
  • what house, condo, townhouse or other property you want to buy

I am there for you every step of the way. Explaining what you will be signing before the time comes to make an offer. How to protect yourself from buying a home with issues. Negotiating needed repairs. Explaining all the paperwork for you to get the keys to the home.

Why wait any longer? With $0 Down, I have helped many other buyers shorten their path to their new home.

Call/text me at 760 622 5087, drop me an email at fakri@fakrizubek.com or fill out the form and we’ll get started.